Choose the better card before you pay.

1. Step 01

   See your purchase

   Scan a merchant QR or search for the place you are about to pay.

2. Step 02

   Compare your cards

   Rivo checks the cards you have and the reward rules that apply.

3. Step 03

   Pay with confidence

   Choose the card that fits this purchase. Rivo does not complete the payment for you.

A recommendation layer for the moment before payment—not receipt scanning, personal-transfer QR, or a promise of guaranteed cashback.